Built for the way Australian trade credit actually works
Trade credit in Australia is managed by lender networks: national underwriters, regional offices, branch sellers, and the SME applicants they serve. TripleC Flow is purpose-built for that structure.
Our mission
Replace email chains with governed workflows
Trade credit decisions in Australia are routinely made in email threads, recorded in spreadsheets, and documented (if at all) in filing cabinets. The risk is real: missed escalations, duplicate bureau spend, incomplete consent records, unenforceable guarantees, and decisions that cannot be supported when challenged.
TripleC Flow replaces that fragmented process with a single, auditable workflow platform, from applicant onboarding through bureau checks and AI-assisted review to credit limit decision and evidence pack. Every step governed. Every action recorded.
Our values
Credit. Confidence. Control.
Three words that define the outcomes we build for and the principles behind every feature in the platform.
Credit
Help providers grow their trade credit networks responsibly with governed applicant onboarding.
Confidence
Give credit teams full visibility before every decision: bureau data, payment history, documents, and AI review notes all in one place.
Control
Governed workflows, consent ledgers, credit budgets, multi-level approvals, and tamper-evident audit trails.
Meet C3
AI-assisted. Always human-decided.
C3 is the AI assistant built into TripleC Flow. It summarises bureau reports, flags risk changes, and drafts underwriting review notes, helping credit officers work faster and more consistently. But C3 cannot approve a credit limit, trigger a paid search without confirmation, or access another lender's data.
Every AI output is clearly labelled as advisory. Every consequential action requires a human confirmation. This is the boundary we have designed deliberately, because credit decisions carry real financial and regulatory weight, and AI must support that judgment, not replace it.
Australian-built. Australian-focused.
TripleC Flow is designed for the Australian trade credit market, with integrations built for Equifax, PPSR, ASIC, and the Electronic Transactions Act. Data hosted in AWS Sydney (ap-southeast-2). Privacy Act compliant by design. Built by practitioners who understand how Australian credit decisions are made and challenged.
Want to know more?
Book a demo to see the platform, or reach out with questions about our approach to credit governance, AI oversight, or data residency.